Privacy Policy

Welcome to ConnectSpend ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website (collectively, the "Service").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the Service.

2.1 Personal Information

We collect personal information that you voluntarily provide to us when you register for the Service, including:

• Name and email address
• Username and password
• Profile information (avatar, family details)
• Financial data (expenses, income, budgets)
• Device information and identifiers

2.2 Automatically Collected Information

When you access our Service, we automatically collect certain information:

• Device type and operating system
• IP address and location data (with your permission)
• App usage statistics and analytics
• Crash reports and performance data

We use the information we collect to:

• Provide, maintain, and improve our Service
• Process your transactions and manage your account
• Enable expense tracking and bill splitting features
• Send you notifications about your expenses and balances
• Respond to your comments and questions
• Analyze usage patterns to improve user experience
• Detect and prevent fraud and abuse
• Comply with legal obligations

We may share your information in the following circumstances:

• With Family Members: Expense and balance information is shared with family members you connect with in the app.
• Service Providers: We share data with third-party vendors who assist in operating our Service (e.g., Firebase, cloud hosting).
• Legal Requirements: We may disclose information if required by law or in response to valid legal requests.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred.

Important: We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We implement appropriate technical and organizational security measures to protect your personal information, including:

• End-to-end encryption for sensitive financial data
• Secure HTTPS connections for all data transmissions
• Regular security audits and penetration testing
• Access controls and authentication requirements
• Encrypted backups stored securely

While we strive to protect your personal information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time by contacting us. Certain information may be retained as required by law or for legitimate business purposes.

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your data
• Portability: Request transfer of your data
• Objection: Object to certain processing of your data
• Withdrawal: Withdraw consent at any time

To exercise these rights, please contact us at support@connectspend.com.

ConnectSpend supports family accounts including children. For users under 13, parental consent is required. Parents can manage their children's data through the family admin features. We comply with COPPA (Children's Online Privacy Protection Act) requirements.

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in compliance with applicable data protection laws.

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Significant changes will be communicated via email or in-app notification.

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: